Sebastian Insurance offers security and piece of mind for your home, auto, boat, Business, and Life.


To provide our customers with the highest quality of service and the best rates. When it comes to coverage, you can count on the professionals at Sebastian Insurance.


  • Over 25 years experience
  • Excellent customer service
  • Competitive rates
  • Right-fit Policies
  • Licensed Insurance Experts
  • Trust and Integrity
  • Local connection
  • Community Involvement


How much does Homeowners Insurance Cost?

House of money with golden key

Looking for Home Owners Insurance on the Treasure Coast?

Homeowner’s policies offer a wide range of coverage designed for owners of single family homes in Sebastian and Vero Beach Florida. Our agents will help find the policy type that provides the best coverage for you.

How much does homeowner’s insurance cost?

How much your homeowner’s insurance policy will cost depends on many factors, including the location, age, and condition of your home. You might also find that the cheapest insurance policy doesn’t always provide the level of coverage you want. It is best to compare your options.

Call or make an appointment with one of our knowledgeable agents today and they can help you compare companies and pick the best homeowners insurance policy at the best price for you.

A list of just a few different types of Policies we offer:

  • Homeowners Insurance
  • Premier Policy for High Value Homes
  • Rental Home
  • Vacant Home
  • Condo

Contact our office today for a quote!


William Kriener

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Sailing across the Atlantic?

Find great coverage for your water vessels whether it’s sailing across the ocean or fishing in the stick marsh! Get a quote from one of our amazing agents today!



January 21, 2015 7:00 pm

North Indian River County Library @ 1001 Sebastian Boulevard, Sebastian, FL 32958


“The Sebastian Area Historical Society will be presenting “Sailing Across the Atlantic Ocean” by Al Grover, Guinness World Record Holder, on Wednesday, January 21st., 2015 at 7:00 p.m.  Al is the first to successfully cross the North Atlantic Ocean in a 26 foot outboard powered boat.This presentation will be held at the North Indian River County Library at 1001 Sebastian Blvd. (CR 512) at Roseland Road in Sebastian and is open to the public. Admission is free and refreshments will be served. Doors open at 6:30 p.m. Come join us as we hear from Al about crossing the North Atlantic in a 26 foot Groverbuilt boat.”-Sebastian Chamber of Commerce

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Fine Arts and Jewelry Quotes

perls on red scarf

Protect your precious and sentimental pieces of art. Get a quote to add your fine art and/ or jewelry to your homeowner’s insurance policy. Jewelry can also go under its own policy. Have a great time at the Festival!


 Sebastian Fine Art And Music Festival in Sebastian FL

 Date: January 17, 2015

Time: 10:00am to 5:00pm

 Venue: Sebastian Riverview Park

Address: 650 Indian River Drive at US 1 Sebastian, FL 32958

Recovering from a Disaster…


Recovering from a Disaster

We have served the communities of Vero Beach and Sebastian Florida for a number of years now. Our communities have been lucky especially this year to have evaded any natural disasters. Because of the area we live in and our proximity to the ocean sooner or later there will be…

Some information to help you recover after a disaster from Travelers Insurance Company:

“Once the disaster has passed, the danger is not necessarily over. Survey your property for hazards and remedy them right away. Then you can assess the damage to your property in order to initiate the rebuilding process.

Here is what you need to do:

  • Make sure everyone is safe.
    Stay tuned to the radio or television until an official “all clear” is given. If you were evacuated, return home only after authorities advise it is safe to do so.
  • Look for broken glass and sharp objects and avoid downed power lines.
    Never touch anything in contact with power lines, including water or puddles that may be near the downed lines.
  • Have a qualified individual check for gas leaks or electrical system damage.
    Report those problems to the utility companies right away.
  • Protect your property from further damage.
    Arrange for reasonable temporary repairs. Board up broken windows to protect against vandalism or additional weather damage. Take photos of the damage and save all bills and materials receipts. (Do not make permanent repairs until the insurance adjuster has reviewed the damage.)
  • Throw out questionable food.
    Discard any food that has come in contact with contaminants, such as flood water or smoke. If the power is out, make sure to leave the freezer and refrigerator closed to keep food cold for as long as possible.
  • Report your claim immediately.
    The sooner you call your insurance carrier, the sooner they can help. Be sure to speak to a claim professional before hiring a contractor to make permanent repairs. When choosing a contractor, select one who is licensed.
  • Refuel portable generators with caution.
    Turn off the generator and let it cool down before refueling. Fuel spilled on hot engine parts could ignite”

Bill Kriener

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Frog leg Festival is coming!

Who doesn’t love a good frog leg!?

Frog legs not your thing well maybe just dining out is.

If you own your own food industry business you can get a commercial quote here at Sebastian Insurance.

Best rates and customer service in the Sebastian and Vero Beach area.

We know being an owner can get hectic so you can also request a quote online!

photo from

photo from

 Get ready for the Frog Leg Festival!

January 15, 2015 4:00 pm – January 18, 2015 6:00 pm

Old Fellsmere School @ 22 South Orange Street, Fellsmere, FL

Free Wildlife tours at Pelican Island


FREE Wildlife Tours at Pelican Island

January 14, 2015 8:00 am –  10:00 am

Pelican Island National Wildlife Refuge

Enjoy the gorgeous surroundings of Sebastian and Vero Beach!

Sebastian Insurance and Pelican Island National Wildlife Refuge are part of the Sebastian Chamber of Commerce.

Come join us!

Indian River Marine & Auto Swap Meet

Request a Marine or Auto Quote online we serve the Sebastian and Vero Beach areas!

Boat and Marine Insurance, Sebastian Florida

Indian River Marine & Auto Swap Meet

 Vero Beach Florida

January 10-11, 2015

Saturday and Sunday
8 a.m. to 4 p.m

Indian River Fairgrounds

7955 58th Ave

Vero Beach, Florida


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Check Your Tires!!

Tires, tire safety, Vero Beach and Sebastian  Your Dad probably told you to check your tires whenever you left his house. Drivers don’t realize that the cause of many accidents on the road are caused by tires that don’t have enough tread, or tires that aren’t properly filled with air. We pull into the gas station, fill up our tanks, check our oil, and neglect our tires. So this month we are reminding you to check your tires.

How do I maintain my tires?
At any time of the year, tires require regular monitoring and maintenance for the best performance. But, when you need to get through snow and ice, tire maintenance is even more critical. Here are two important things to check regularly:

  • Pressure: Your tire pressure should be checked once a week to ensure you aren’t under or over inflated. In winter conditions, over inflated tires can result in your car having virtually no traction. And, under inflated tires increase your risk of having a blowout.
  • Tread: Check your tread regularly using the “Lincoln test.” Insert a penny into the groove of the tire, with the top of Lincoln’s head going in first. Can you see only some of his hair? The tire has enough tread. If you see all of his hair, however, you need new tires immediately. Of course, if you’re iffy on whether your tires are up for winter weather, you might just consider replacing them now. After all, the bare minimum isn’t a good option unless the roads are bare, too.

As the iconic Michelin advertising slogan goes, “So much is riding on your tires.” Take that to heart this winter and drive on well-maintained, weather-appropriate tires so you aren’t left out in the cold.

Auto accidents are never a good thing, and sometimes they are just that, accidents. If you can do some simple things to maintain your car and keep you and your family safe, it’s the best investment you can make.

Bill Kreiner

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